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Immediate life insurance website launched, first in world

Tuesday, May 15, 2007

The first website in the world allowing consumers to buy life insurance online instantly has been launched today, targeting specifically New Zealanders.

The website, run by life insurance company Pinnacle Life, allows New Zealanders in many countries in the world to buy life insurance online without the need for a medical examination. Once the application has been approved, which is done immediately, the consumer can receive a $500,000 life insurance policy via an automatic e-mail. However, if certain conditions have been highlighted, then person to person contact is required to finalise the process.

Ed Saul, senior partner and architect of the new website, says, “We’re giving consumers a quicker and easier way to buy life insurance. Instead of submitting an application form and waiting days for a policy to be approved and issued, we do it online and we do it immediately.”

“The revolutionary website gives consumers complete control over the buying process whilst eliminating the previously obligatory involvement of people and paper. This is a global test case eagerly watched by the insurance industry around the world,” Mr Saul said.

When applying online, a few typical questions are asked on personal information and if the applicant has had any previous illnesses or diseases.

The countries where New Zealand citizens are allowed to apply are UK, Ireland, Canada, Australia, Hong Kong, Singapore and the USA.

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Walloon region of Belgium officially recognises mosques

Saturday, June 23, 2007

Belgium’s French-speaking Walloon region has officially recognised 43 mosques, thus giving Islam the same rights as accorded to other religions in the region. They will be permitted to build minarets on their mosques, and Imams will be added to the government payroll, as is the case – for example – with Catholic priests.

Moves are afoot to apply for official recognition of a number of mosques in the other two main regions of Belgium: Brussels, and Flemish-speaking Flanders.

Most of the immigrant population in Belgium are Muslims, but until now the mosques were not yet officially recognised. The traditional faith in Belgium is Roman Catholicism. Other minor faiths are Protestant Christianity, Orthodox Christianity, and Judaism.

Buddhists also recently applied for official recognition as a religion in Belgium.

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Is An Anti Wrinkle Injection A Good Choice?

Submitted by: Rena Graham

We have all given up searching for that elusive fountain of youth, which is why we look on to other measures to hold on to our youthfulness as much as we can. We rub on creams, serums and gels that promise younger and clearer skin, sometimes within a week or two. So we hang on to these promises, but it is only normal to look for much better options that can take these actions a little further. That is why anti-wrinkle injections became widely popular in the market.

Some may be hesitant on the fact that this can become a little more invasive than your topical applications. Some also worry on having to inject foreign materials into your skin, which has the potential to create allergic reactions. Although these apprehensions are based on realistic possibilities, anti-wrinkle injections are also known to provide impressive results.

Which is why it also attracted many patients because although it may require some invasiveness, it is less risky compared to surgical methods such as face lifts. Anti-wrinkle injections are also formulated to take action at a much shorter period, and it doesn t even require any down time.

[youtube]http://www.youtube.com/watch?v=TBcc15oePhA[/youtube]

Anti-wrinkle injection fillers already received FDA approval which makes them safe for use under the right methods and application. These materials are either made from attenuated or purified toxins, bacteria and other synthetic materials.

Although it is not a guarantee that it will not show untoward reactions. There are accompanying side effects which includes allergic reactions, swelling, redness and bruising. But most of this case will be minor. But in the case that you feel some symptoms which can be alarmingly uncomfortable already, you should immediately inform your doctor.

But some people are still willing to go for this option due to the fact that it is able to show results within 2-3 days time. This is a far cry from the months you have to wait for your anti-wrinkle cream to take effect or for your surgical wounds and scars to heal. Therefore we can say that it can provide efficient results at a shorter time.

However the downside to this is that, it is often not a permanent solution. Anti-wrinkle injections can last for 6 to 12 months, and by then you can have it retouched. But the catch here is that some people immediately fall that downward slope to overdone anti-wrinkle treatments.

Anti-wrinkle injections work great however there should be moderation on how you use it. Adding to this, it also a concern that people can obtain this through many sources, some of which are unsafe (e.g. Botox parties). Individuals interested in getting anti-wrinkle injections should ask it from reputable doctors and clinics. There are a lot of low rate imitations, and you would be lucky if it does nothing, the worst that could happen is that you end up with a botched result.

So to answer the question on whether it is a good choice; weighing the benefits and disadvantages, it can be said that it is a good anti-aging solution. You just have to learn where to look in order to get the best service that would yield a safe and successful result.

About the Author: Speaking of best non surgical procedure including

botox treatment

, Esteem Cosmetic Studio is one of the names that you can trust. We have a team of surgeons who are highly trained and experienced with

anti wrinkle injections

. We have clinics in Canberra, Sydney and Brisbane open from Mondays to Saturdays for any consultation.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1429221&ca=Wellness%2C+Fitness+and+Diet

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Canada’s Astral Media Inc. to aquire Standard Radio

Monday, February 26, 2007

Canadian Astral Media Inc. will buy out Standard Radio Inc., which runs many radio stations in Canada. Standard Radio Inc. is the largest privately owned multimedia company in Canada.

Montreal based Astral Media Inc. will buy all of the assets from Standard Radio Inc. for about CAN$1.2-billion. Standard Radio Inc.’s 52 radio stations, and Astral’s 29, will be brought together by Astral Media Inc. This will give Astral 81 radio stations in total. This makes Astral the largest radio operator in Canada of FM and AM radio.

“With the acquisition of Standard Radio, Astral Media will not only be acquiring the best performing radio stations in the country, we will at the same time acquire a company with similar values and culture. said Ian Greenberg, President and CEO of Astral Media.

“Over the past four decades the Slaight family has built a remarkable collection of strong radio brands and has contributed meaningfully in shaping the Canadian radio industry as we know it today. We are delighted with the prospect of welcoming Standard Radio’s employees into our team.”

Gary Slaight, President and CEO of Standard Radio also commented on the deal.

“We are looking forward to becoming a part of the Astral Media family,” said Gary Slaight, President and CEO of Standard Radio. “We are pleased to see our legacy live on with a company such as Astral that has such a strong track record and commitment to its employees and to the Canadian radio and television industries.”

All of Astral’s radio stations are run in Quebec and Atlantic Canada and it also runs various television stations across Canada. Astral also has two french channels that broadcast on Sirius satellite radio Canada.

The company hopes to finalize the deal in or before April.

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Sculptor to teach animation maquettes at VAB Creative Studio

Friday, May 26, 2006

Brampton, ON — On Wednesday, May 31 at 6:30 p.m., sculptor Alvaro Cervantes will host a meet and greet at the Visual Arts Brampton Creative Studio. Cervantes will be showing his precise sculptures to guests, and promoting his upcoming multi-week workshop at the studio. The course is open to students who love cartoon, no matter their skill levels or experience sculpting.

“We’re extremely pleased to present such a unique course at VAB,” group president Keith Moreau commented. “Alvaro is a master of his craft, and students are sure to benefit immensely from the experience.”

Alvaro has specialized in maquettes for 16 years, creating sculptures used by companies including Disney, Pixar, and Marvel Comics. His works have served as reference for animators, and as prototypes for toys. Some of his most recent work is for the Disney-Pixar film Cars, which will was released today in theatres. Cervantes has taught the workshop at Oakville’s Sheridan College, home of a respected Animation BA program.

The meet-and-greet is free for everyone. The timing and price of the course will be established by Wednesday.

The Visual Arts Brampton Creative Studio is located in the Bartley’s Square Mall, at the corner of Hurontario and Steeles Avenue. The studio is the only suite in the lower level, and is accessible through a glassed in lobby.

For more information on the meet-and-greet or the course, contact visualartsbrampton@gmail.com, or phone 905-453-9142.

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Social Security Trust Fund Crisis Is A Myth

bytimothyharvard

Recently, the Social Security and Medicare Trustees presented their annual report at the Treasury Department in Washington which offered forecasts for the health of the government’s two largest benefits programs, including Social Security and Medicare. In that conference, it was noted that Social Security is laboring under the weight of retiring baby boomers and revenue shortfalls.

Social Security is split into two funds — one for retirement and survivor benefits, and one for disability. Some analysts suggest that the retirement fund is projected to run out of money in 2035 while the disability fund is projected to run dry in 2016. Combined, the two funds will last until 2033.

[youtube]http://www.youtube.com/watch?v=T-dbUrluW0M[/youtube]

It should be noted that the rise in Social Security claims has been anticipated for years, would meet the current and future demands of the Disability Trust Fund.

In addition, the Trustees project that Social Security benefits will increase next year, though the increase could be small. They project a cost-of-living-adjustment, or COLA, of 1.8 percent for 2013; the actual amount won’t be known until percent increase this year, the first after two years without one.

The reality is that Social Security’s retirement and disability programs currently have funds sufficient to cover benefits for the next 20 years and our government is quite functional in the operation of these programs. Millions of people regularly receive the benefits they’ve been promised through systems and processes that have very modest administrative costs.

The Trustees of the Social Security and Medicare Trust Funds’ annual report on the financial status of these entitlement programs noted that Social Security is 100% solvent until 2033, and until that point, Congress has an opportunity to take action to supplement the reserves. These annual reports have been published for decades, and are generally recognized as the most credible, unbiased, and objective assessment of the financial health of these programs.

Pundants and observers have offered many likely remedies, should there be any sort of anticipated shortfall including the possibility of simply abolishing the current trust fund model, and paying for promised benefits by allocating appropriate government budgetary funds . Just as the government finances other promised benefits, like pensions and healthcare for retired government workers and military retirees, the government could also budget for social security disability benefits.

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Ontario Votes 2007: Interview with NDP candidate Glenn Crowe, Bramalea-Gore-Malton

Thursday, October 4, 2007

Glenn Crowe is running for the NDP in the Ontario provincial election, in the Bramalea-Gore-Malton riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Crowe did not reply to various questions asked.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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Astronomer tells Wikinews about discovery of closest black hole known so far

Friday, May 22, 2020

A study published in journal Astronomy & Astrophysics last month reported astronomers from the European Southern Observatory (ESO) and elsewhere discovered a black hole in the Telescopium constellation. The study stated the black hole is about 1010 ± 195 light years (310 ± 60 parsec) away from the Solar System, meaning it is the nearest known black hole from the Earth. The nearest previously known black hole — V616 Mon — the study noted was usually estimated at more than 3000 light years away.

The black hole described in the study is located in the HR 6819 stellar system of Telescopium constellation, making it the first system visible to the naked eye to contain a black hole. HR 6819 contains two stars, and they are visible from the Southern Hemisphere. The astronomers started observing the system in 1999. Initially, they thought it was just a binary system, consisting of two stars. However, upon examination, the researchers concluded there was a third unseen object in the system. One of the two stars in the HR 6819 system is close to the black hole and orbits the black hole in just 40.333 ± 0.004 days.

This newly discovered black hole does not have an accretion disk. A black hole forms an accretion disk when a significant amount of matter orbits the black hole, as depicted in the image. Accretion disks often emit electromagnetic radiation. Since this black hole does not have an accretion disk, researchers had to rely on the gravitational effect of the black hole on the nearby star in order to discover it.

Researchers used the binary mass function to conclude the black hole had a mass of at least 4.2 M? (Solar masses; 1 Solar mass = mass of the Sun). Its companion star, which orbits the black hole in about 40 days, is classified as a B3 III star. The outer star is classified as a Be star. Be stars rotate very quickly around their axes. Since the outer star rotates so rapidly, the star is not exactly spherical, but instead oblate, bulged at its equator, forming a gas disk around the equator.

The research suggested HR 6819 was very similar to another system LB-1. The HR 6819 system is estimated to be between 15–75 million years old (myr). The inner star has estimated mass of at least 6.3 ± 0.7 M?. Using the mass and the speed at which the inner star rotates, the researchers concluded the black hole had an estimated mass of 5.0 ± 0.4 M?. Researcher and co-author of the study Thomas Rivinius told Wikinews the inner star and the black hole are closer than the Sun and the Earth (1au; 150 million km; 93 million miles).

The researchers dedicated the paper to Stanislav Štefl, one of the fellow researchers who died in a car accident in 2014 in Santiago, Chile.

Wikinews caught up with Thomas Rivinius to discuss about this discovery.

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Collyer brothers to bid for Everton F.C.?

Tuesday, April 4, 2006

Rumours in London and Merseyside have linked Paul and Oliver Collyer, creators of the football management series Championship Manager, with a possible bid for Premiership football team Everton.

The Goodison Park club, under the chairmanship of former Coronation Street actor Bill Kenwright, were subjects of a failed takeover bid in August 2004. After suffering the blow of failing to get beyond the qualifying stage of the Champions League, Kenwright is known to have recently sought additional investments in the club.

While a move is not thought to be imminent, the recent takeover of the brothers’ games development company Sports Interactive by game giant SEGA could well prove the catalyst for action by the lifelong Evertonians. The company’s PR guru Miles Jacobson was forced into an official denial of the story soon after the takeover news broke on Tuesday morning. The Collyers themselves have as yet been unavailable for comment.

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Let An Expert Plumber Improve The Home Or Eliminate Plumbing Failures

byadmin

For most home and property owners, the primary areas of concern regarding possible failures are those things that can damage the structure. Consider the case of a leaking pipe. These problems can occur in the most unusual places, and this often makes it difficult to eliminate the problem or repair any resultant damage. The first step is to hire an experienced Plumber to locate and diagnose the issue. Leaks may not always be due to simple problems. For instance, a crack in the pipe can come from excessive pressure changes, weak materials, abrasion from mounting supports or rubbing on a wall and this is just a few of the possibilities.

There are a surprising number of locations where a leak might exist that cannot be seen by the naked eye. Hidden leaks are a major concern because they often occur long before the homeowner notices the problem. In some cases, the issue may not be apparent until the utility bill gets out of control. Locating the leak requires an expert with some special tools. Specifically, they require acoustic sampling systems capable of listening inside the walls and may need GPR (ground penetrating radar) to discover voids in the soil caused by excessive amounts of water.

Eliminating these failures is usually more involved than simple pipe repairs because there is some demolition required. One example of a difficult repair is a broken pipe on a concrete foundation. This issue may occur more often than people realize because some home designs use this method for protecting the pipe. The major issue in making a repair of this nature is cutting through the concrete. Improper cutting could break more pipe or worse, damage the foundation itself.

For some folks, the most important reason to contact a Plumber is the need for home improvement. There are several areas where an expert can provide help, and these include the laundry area, kitchen and baths. A properly constructed kitchen or bath can improve the value of the property, but a more important use is making the space viable for the occupants. This is often necessary once the homeowners realize the space they live in doesn’t fit their needs. The kitchen is a prime example since most family members congregate there around mealtime. Learn more by contacting the experts at Southern Plumbing Inc. You can also follow them on

For most home and property owners, the primary areas of concern regarding possible failures are those things that can damage the structure. Consider the case of a leaking pipe. These problems can occur in the most unusual places, and this often makes it difficult to eliminate the problem or repair any resultant damage. The first step is to hire an experienced Plumber to locate and diagnose the issue. Leaks may not always be due to simple problems. For instance, a crack in the pipe can come from excessive pressure changes, weak materials, abrasion from mounting supports or rubbing on a wall and this is just a few of the possibilities.

There are a surprising number of locations where a leak might exist that cannot be seen by the naked eye. Hidden leaks are a major concern because they often occur long before the homeowner notices the problem. In some cases, the issue may not be apparent until the utility bill gets out of control. Locating the leak requires an expert with some special tools. Specifically, they require acoustic sampling systems capable of listening inside the walls and may need GPR (ground penetrating radar) to discover voids in the soil caused by excessive amounts of water.

Eliminating these failures is usually more involved than simple pipe repairs because there is some demolition required. One example of a difficult repair is a broken pipe on a concrete foundation. This issue may occur more often than people realize because some home designs use this method for protecting the pipe. The major issue in making a repair of this nature is cutting through the concrete. Improper cutting could break more pipe or worse, damage the foundation itself.

For some folks, the most important reason to contact a Plumber is the need for home improvement. There are several areas where an expert can provide help, and these include the laundry area, kitchen and baths. A properly constructed kitchen or bath can improve the value of the property, but a more important use is making the space viable for the occupants. This is often necessary once the homeowners realize the space they live in doesn’t fit their needs. The kitchen is a prime example since most family members congregate there around mealtime. Learn more by contacting the experts at Southern Plumbing Inc. You can also follow them on Twitter for more updates.

for more updates.