#1. Bitcoin (BTC)

Present, past, and future – Bitcoin has become a timeless asset for cryptocurrency traders. No matter what cryptocurrency trading instrument you choose, you can bet on bitcoin. 2017 is already a bull run moment for bitcoin. There has been a consistent rise in its value.

In the past one year, its value has only seen an upward trend. Even COVID-19 led economic crisis couldn’t slow it down. The recent USD1.5 billion investment by Elon Musk’s Tesla has given it a new height.

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#2. Ethereum (ETH)

Ethereum’s consistency over the past one year makes it the second most preferred cryptocurrency to buy and sell. Citing the current ETH price (USD1825), you can easily get almost 29 times more ETH than BTC at the same deposit. Long-term or short-term – Ethereum could be a prudent thought.

Its current market capitalization is $209,443,778,508 USD and it maintains a healthy circulating supply of 114,977,310 ETH coins. What guarantees the security of the Ethereum network? Ethereum is secured via the Ethash proof-of-work algorithm, derived from the Keccak family of hash functions.

#3. Binance Coin (BNB)

Until January 2021, BNB was not even in the top 10 cryptocurrency coins. Since then, the Binance coin has witnessed an almost six-fold growth in its value. It shouldn’t surprise you considering the age of the cryptocurrency.

BNB was launched through an initial coin offering in 2017, 11 days before the Binance cryptocurrency exchange went online. Considering the current Binance coin value, i.e., $272.44 USD, which is almost 20 times lesser than that of BTC, it’s easy to conclude that owning more BNB can make you richer if the price goes up further.

#4. Cardano

In just four years of its inception (founded 2017), Cardano has become one of the favorites of cryptocurrency traders that take market capitalization to USD 37,939,127,099. Over the past one year, its value has grown exponentially from USD0.17 to USD1.20, which is almost over six folds.

What does secure Cardano? Its security is maintained through an “environmentally sustainable, verifiably secure” PoS protocol, popularly called Ouroboros. It’s delivered by a PoW consensus mechanism while using substantially less power.

#5. Tether (USDT)

Tether belongs to a new breed of cryptocurrencies called stablecoins. Its value is fixed at USD1. On the contrary to the volatility of other cryptocurrency coins like BTC, it aims to maintain a stable valuation. This attribute makes it a preferred medium of exchange like USD or any fiat currency, and a mode of storage of value, instead of being used as a medium of speculative investments.

The Wall Street Journal, based on CryptoCompare data, reports that 80% of all bitcoin trading is done in Tether, and the stablecoin is a major source of liquidity for the cryptocurrency market.

#6. Polkadot (DOT)

Polkadot’s growth after December 2020 to till date has been phenomenal. It has attained almost seven times growth. DOT is a unique proof-of-stake cryptocurrency. It was conceptualized with a mission to deliver interoperability between other blockchains. It bridges permissioned and permissionless blockchains as well as oracles to allow systems to work together under one roof. Its current value of USD36

The interoperability of varying networks is facilitated by its relay chain. It also allows for “parachains,” or parallel blockchains with their own native tokens for specific use cases.

#7. XRP (XRP)

Wise investors make the most out of the little investment they do. Hence, do not ignore XRP trading citing its low value (USD0.48) today. The usability of its underlying XRP Ledger into the mainstream banking and supply chain for real-time gross settlement has increased its adoption, and its value is likely to see new heights in the near future.

XRP runs on the RippleNet platform which is built on the top of a distributed ledger called XRP Ledger. While RippleNet is run by a company called Ripple, the XRP Ledger is open-source and is not based on blockchain, but rather the previously mentioned distributed ledger database.

#8. Uniswap (UNI)

Though Uniswap comes at #8, its resilience amid COVID-19 led economic crisis is appreciable. This is the only cryptocurrency that hasn’t seen a downward movement since its launch in September 2020. With its current value of USD 33.42, it comes as an incredible choice for all types of investors – beginners and advanced.

#9. Litecoin (LTC)

The consistent rise in the market capitalization and circulating supply of Litecoin makes it a potential investment instrument. Its current value is pegged at USD198.89. It has never disappointed its investors since 2014.

There is a fundamental difference in the underlying technology of BTC and LTC. It uses a hashing algorithm, hard cap, block transaction times, and a few other factors. Litecoin has a block time of just 2.5 minutes and extremely low transaction fees.

#10. Chainlink (LINK)

Chainlink (LINK) derives its underlying technique from a decentralized oracle network that aims to connect smart contracts with data from the real world. Sergey Nazarov along with Steve Ellis developed it, and was launched through an ICO in September 2017. It raised USD32 million, with a total supply of 1 billion LINK tokens.

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One a recent trip overseas I discovered just how useful a currency converter could prove itself, especially when negotiating contracts, hotel rooms, and even paying the restaurant bill.

While traveling this year I’ve converted my money into 4 different currencies and, if you’ve ever traveled abroad, you know you lose money every time you change your money from one currency to another.

In an effort to save my own financial skin, I turned to the Internet to help me figure out the best conversion rates ahead of time and gauge how much cash I’d actually need for each trip.

In the process, I discovered a veritable “buffet” of helpful and just plain cool converters and tools online.

They help you do everything from knowing your buying power abroad to what time to ask for a wake up call halfway around the world.

Currency Converter

Log on to and you can estimate the exchange of your currency into virtually any of 180 currencies in the world, including: U.S. dollars, Yen, British Pounds, Australian dollars, Euros, and more.

Simply enter the amount of money you want to convert, choose the currency you want to convert from and to, then click the button.

Instantly you’ll know the value of your money in another country based on the latest currency trading value available.

XE.com also offers a good FAQ section that explains how and why currency exchange rates vary along with information about currency markets.

XE.com gets their conversion data from a variety of sources around the world and, according to the site, updates their rates several times per day.

World Clocks

Log on to to find a wealth of tools to help you get a global perspective not only of local times and dates, but also local holidays and the best time to plan meetings.

From the home page a couple of links rate special attention.

The first, “The World Clock,” allows you to see the local time in most of the world’s capital cities.

You can select “Full World Clock” for an even more comprehensive list of cities and their local times around the world.

I found the World “Meeting Planner” the most useful part of the site for me.

It allows you to put in your current time zone location and then choose up to 3 additional cities around the world.

The site will then give you a list of times that represent the best times to hold a meeting over the net or via phone or teleconference.

You can then log on to the “Calendar” function on the site, select the country, and instantly see if any local holidays will conflict with your meeting or visit.

It even offers a handy little calculator that allows you to calculate the exact number of days, hours and minutes between two dates. I felt a lot older when I discovered that more than 13,000 days passed since the day I was born.

The site even allows you to see a live countdown to New Years day so you can time your champagne consumption accordingly.