Monday, October 11, 2010

Wikinews interviewed author Amy Scobee about her book Scientology – Abuse at the Top, and asked her about her experiences working as an executive within the organization. Scobee joined the organization at age 14, and worked at Scientology’s international management headquarters for several years before leaving in 2005. She served as a Scientology executive in multiple high-ranking positions, working out of the international headquarters of Scientology known as “Gold Base”, located in Gilman Hot Springs near Hemet, California.

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Bush authorizes oil release from Strategic Petroleum Reserve

Thursday, September 1, 2005

Yesterday, President George W. Bush authorized the release of oil from the Strategic Petroleum Reserve due to Hurricane Katrina’s effects on oil refineries in the Gulf Coast.

The decision was made late Tuesday and announcement was made Wednesday.

The Strategic Petroleum Reserve consists of 700 million barrels of oil located in salt caverns along the Texas and Louisiana coast. The Strategic Petroleum Reserve is meant to act as a cushion for the oil market during disruptions of energy.

Energy production was interuppted by Katrina as more than 735 oil and natural gas rigs had to be evacuated. This shut down 95 percent of crude production and 88 percent of natural gas output in the Gulf of Mexico.

Sallie Mae leads Consumer Financial Protection Bureau complaints about student loans

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Sallie Mae leads Consumer Financial Protection Bureau complaints about student loans
Author: U5M4mh Posted under: Uncategorized

Tuesday, October 1, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about student loans in the United States shows Sallie Mae leads all lending institutions in complaints. Of the 4,851 complaints dating back to March 2012 when the CFPB first began collecting student loan data, 2,262 or 46.6% of all complaints were about the lender. US Federal Reserve data from 2010/2011 shows Sallie Mae is the nation’s largest student loan lender, responsible for 25% of the market

The other major lenders in this space include Wells Fargo, JP Morgan Chase, PNC, and Discover. In complaints, AES/PHEAA came in second with 546, or 11.3% of all complaints. Wells Fargo, Citibank and JPMorgan Chase each had between 5% and 7.5% of all complaints, totaling 918 complaints between them. 78 other lending institutions round out the list of organizations with complaints filed against them for student loans.

Few of the complaints originate from people with problems with federal student loans. Less than 1%, 35 total, are for these types of loans, with Sallie Mae accounting for the bulk of complaints with 17 total. 14 other lending institutions have 3 or fewer complaints. For non-federal student loans, Sallie Mae is still the leader for complaints, with 2245 or 46.6% of all non-federal student loan complaints.

The Consumer Financial Protection Bureau sorts complaints into three issues: Problems when you are unable to pay, Repaying your loan, and Getting a loan. None of the federal loans had complaints about getting a loan. For non-federal loans, 65.5% of the 4,816 complaints related to loan repayment. Sallie Mae led in total complaints in this category with 1467. They were followed by AES/PHEAA with 356, Wells Fargo with 231, Citibank with 201, Discover with 158, JPMorgan Chase with 154, ACS Education Services with 143, and KeyBank NA with 116. CFPB says loan repayment issues include a basket of claim types including “fees, billing, deferment, forbearance, fraud, and credit reporting.” Problems when you are unable pay accounts for 30.8% of the complaints. Sallie Mae had 698 complaints. They were followed by AES/PHEAA with 181, JPMorgan Chase with 106, Wells Fargo with 104, Citibank with 70, and KeyBank NA with 58. Many of the complaints are, according to the CFPB, because borrowers have difficulty getting deferrments on loan repayment as a result of being unable to find employment.

The total complaints against Sallie Mae for September of this year is 2 fewer than the same time last year. The company’s performance this year compared to last year has been mixed. March and June numbers were down over 150 complaints from the same month a year before. April, May, July and August all saw increases of 17–43. Of the top six lenders by volume of complaints, only AES/PHEAA and Citibank saw drops every month between March and September from the total volume in the previous year. Wells Fargo had a gain of 1 in August and 6 in May from the previous year. JPMorgan Chase had a difference of 0 from the same month last year for April, 3 more this year for May, and 4 more for August. Discover saw an increase every month from the same period last year except for September. When the total complaints differences from year to year for March to September are counted, this year has 571 fewer complaints against the top six lenders.

Most, 1470, of the complaints against Sallie Mae were closed with explanations. 10.2% were closed with monetary relief. 7.7% were closed with non-monetary relief. 2.1% were closed with relief and 12.1% were closed without relief. AES/PHEAA’s complaint closure picture was much different. 40.1% of AES/PHEAA’s 546 complaints were closed with non-monetary relief, 35.3% were closed with explanations and 21.2% were closed without relief. Of the eight lending institutions with 100 or more complaints filed against them, Discover was the institution most likely to result in a closure with monetary relief with 12.9% of all their closures ending this way. Citibank was the institution with the highest percentage of closures ending with no relief at 26.0%.

Complaints over student loan lenders were geographically distributed, coming from 3,447 different zip codes. The largest cluster of complaints is for 20001, a Washington D.C. zip code with 10 complaints originating from there. 07950, the zip code for Morris Plains, New Jersey, and 37013, the zip code for Antioch, Tennessee, each had 8 complaints originating from them. Zip codes for Patchogue, New York; Philadelphia, Pennsylvania; Washington D.C.; and Arlington, Virginia each had 7 complaints originating from them. By volume of complaints by state, New York led with 497, with California second with 467, Pennsylvania third with 303, Florida fourth with 288 and Ohio fifth with 219 complaints. US Territories largely occupied the bottom spots. The Northern Marianas Islands, with a population of around 50,000, had 1 complaint. The U.S. Armed Forces – Pacific had 3. North Dakota and U.S. Armed Forces – Europe had 5 complaints each. South Dakota had 7. Wyoming had 8. Puerto Rico and Alaska had 9 each. Rounding out the bottom five states by volume of complaints, Mississippi had 11.

With the possibility of a United States government federal shutdown looming on October 1, student loans may be impacted because of potential for an automatic increase in interest rates.

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News briefs:August 2, 2010

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News briefs:August 2, 2010
Author: U5M4mh Posted under: Uncategorized
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Car bomb defused in central London

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Car bomb defused in central London
Author: U5M4mh Posted under: Uncategorized

Friday, June 29, 2007

A car containing an large explosive device has been defused in the Haymarket, London. A second device was later found in a car park in Park Lane.

A car, a light metallic green Mercedes-Benz E Class saloon (produced 1984-1995), parked near the nightclub ‘TigerTiger’, contained petrol, gas cylinders and nails. Police described it as a “potentially viable explosive device”.

Police carried out a controlled explosion at 2:00 a.m. BST and the car has been taken to a forensic explosives laboratory for further investigation.

Eyewitnesses saw the car driving “erratically” and colliding with bins before being abandoned. An ambulance crew in the area alerted police after seeing smoke inside the car.

Deputy Assistant Police Commissioner Peter Clarke said there could have been “significant injury or loss of life”.

A meeting of COBRA, chaired by new Home Secretary Jacqui Smith was held about the incident.

Police say it is too early to tell who is behind the threat. Prime Minister Gordon Brown said the country faces a “serious and continued security threat” and urged people to “be vigilant at all times”.

Disruption has been caused to transport in the area with roads closed and bus routes diverted. Piccadilly Circus tube station has reopened after an earlier closure

Police are reviewing major events to be held in London over the weekend.

CBS News has reported that a message appeared on the widely used jihadist Internet forum Al-Hesbah at 8:09 a.m. June 28, saying: “Today I say: Rejoice, by Allah, London shall be bombed.” The message went on to mention the recently announced knighthood of Satanic Verses author Salman Rushdie.

Following an incident at Glasgow airport, Home Secretary Jacqui Smith announced the elevation of the UK’s national threat level from “Severe” to “Critical”, indicating that an attack could be expected “imminently”.

Two people have been arrested in Cheshire in connection with the Glasgow International Airport attack and attempted London car bombings.

Park Lane was closed to the public due to a suspicious car parked in the underground car park beneath Hyde Park. Police, who believed the two incidents to be linked, cordoned off Park Lane and Hyde Park to allow the bomb disposal unit access to the vehicle. The car was illegally parked on Cockspur Street and was towed to the pound on Park Lane, it was then discovered that the car contained an explosive device.

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Your Credit Score Swing For The Fences

Author: U5M4mh Posted under: Professionally Designed And Customed Kitchens

It’s the most vital rule of any sport or competition: High score wins.

Whether or not you’re keen on football, baseball, basketball, hockey, or maybe rock-paper-scissors, the key to winning is getting the very best score. And the identical is true when it comes to your credit. Score high and you may score big.

A high credit score is everything in your monetary life. A high credit score is to your life what forty points a game is to Peyton Manning’s – money in the bank. Why? Your credit score tells folks – specifically banks, lenders, and credit card firms – how good your credit history is, which is critical when it involves getting loans or lines of credit.

Your credit score is set by a number of things, however basically the items that most influence your score are your total quantity of credit, your total quantity of debt, late payments, non-payments, defaults and bankruptcies. Who determines your credit score? There are three major credit reporting agencies that provide out scores: Equifax, Experian and TransUnion.

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Each of these agencies has up till very recently used their own system for calculating your credit score. However that is currently changing due to a decision by the big three to form a regular system for calculating credit scores called VantageScore. Equifax, Experian and TransUnion will continue to issue separate credit scores for each person, but with VantageScore, your three credit scores should be virtually identical. That is the arrange, at least.

In any event, you want your credit score to be 650 or higher to induce the most effective rates from banks and creditors. How can you discover out your credit score? It’s easy.

If you move to ,” target=”_blank” rel=”nofollow”>,” rel=”nofollow” target=”_blank”>annualcreditreport.com>, you’ll be able to get a free copy of your credit report from all three credit agencies that will not only include your credit score, however vital details about your credit history. It is vital to appear at your credit report as a result of typically times a credit report can have mistakes in it – that can mean a lower credit score. In fact, according to 1 report by the US Public Interest Analysis Cluster, seventy% of credit reports have errors in them. If you find mistakes, you’ll be able to contact them directly, in writing, to point out and rectify your credit record.

There are more ways you’ll study boosting your credit score. Stephen Snyder, who knows firsthand regarding financial struggles and the way to rebound from them, provides an in-depth manual that tells how you can improve your credit score – and the way that can mean lower interest rates on your credit cards, higher mastercard limits, lower automobile payments, lower insurance rates, and more. That would have you ever well on your means to buying that car of your dreams, whether it’s a Mercedes or a Toyota Prius.

Philip Tirone is another sensible supply for ways in which of upping your credit score. His audio book, seven Steps to a 720 Credit Score: A way to Win the Credit Score, allows you to pay attention and learn the seven little-known rules of credit. You’ll flip poor credit into nice credit and hence save lots of dollars every month. According to Tirone, even if you’ve got been denied credit or think your credit is beyond repair, you can still raise your score up to 720, the key range which will get you the simplest interest rates and loans.

When checking your credit report, you furthermore mght need to create sure you haven’t been the victim of identity theft. Identity theft can extremely devastate your credit score. Identity Guard provides a service that both helps you figure out your credit score and build positive somebody hasn’t stolen your identity. Furthermore, Identity Guard can continue to monitor your credit history and warn you if somebody tries to use your personal data to open accounts in your name.

US Search conjointly will facilitate when it comes to identity theft. They can offer you with a comprehensive report that tells you if anyone has used your identity illegally. Their Personal Record Profile report includes a 10-year history and data not only regarding you but also those you have lived with or close to who might be affecting your credit.

Article Source: sooperarticles.com/home-improvement-articles/your-credit-score-swing-fences-563792.html

About Author:

Karin Skristina has been writing articles online for nearly 2 years now. Not only does this author specialize in Credit, you can also check out her latest website about: Install Hardwood Floor Tips Which reviews and lists the best Install Hardwood Floor – Top TipsAuthor: KS Karin Skristina

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CanadaVOTES: NDP candidate Max Lombardi running in Cambridge

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CanadaVOTES: NDP candidate Max Lombardi running in Cambridge
Author: U5M4mh Posted under: Uncategorized

Friday, September 26, 2008

On October 14, 2008, Canadians will be heading to the polls for the federal election. New Democratic Party candidate Max Lombardi is standing for election in the riding of Cambridge. Lombardi is an information technology specialist who has lived in Cambridge for 25 years.

Held since 2004 by Conservative Gary Goodyear, the riding of Cambridge includes the city of Cambridge, Ontario and the Township of North Dumfries, Ontario. Also running in the riding are Gord Zeilstra (Liberal) and Scott Cosman (Green).

Wikinews contacted Max Lombardi, to talk about the issues facing Canadians, and what they and their party would do to address them. Wikinews is in the process of contacting every candidate, in every riding across the country, no matter their political stripe. All interviews are conducted over e-mail, and interviews are published unedited, allowing candidates to impart their full message to our readers, uninterrupted.

For more information, visit the campaign’s official website, listed below.

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Category:Education

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Category:Education
Author: U5M4mh Posted under: Uncategorized

This is the category for Education.

Refresh this list to see the latest articles.

  • 30 April 2019: Wikinews attends Maker Faire in Tyler, Texas
  • 23 June 2018: Algeria blocks internet across nation to prevent cheating in diploma exams
  • 19 May 2018: Principal, teacher arrested for allegedly whipping two students late for school in Ayetoro, Nigeria
  • 25 April 2018: India: Jammu and Kashmir government orders private tuitions to shut down for 90 days
  • 26 January 2018: United States: Two dead in Kentucky high school shooting
  • 20 October 2017: Arrangement of light receptors in the eye may cause dyslexia, scientists say
  • 21 January 2016: Detroit teachers stage sickout to protest working conditions as Obama visits
  • 28 October 2015: Time magazine names Ahmed Mohamed to ‘Most Influential Teens of 2015’
  • 23 October 2015: Masked man kills two in sword attack at Swedish school
  • 4 October 2015: Several dead in Oregon college shootings
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Interview with Glen Stollery of ScienTOMogy.info

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Interview with Glen Stollery of ScienTOMogy.info
Author: U5M4mh Posted under: Uncategorized

Wednesday, April 5, 2006

Glen Stollery is a New Zealand website developer who created the site ScienTOMogy.info in mid 2005. The site, which is a parody of Tom Cruise and his involvement with the Church of Scientology, became the centre of controversy when it was served with a number of cease and desist orders initiated by the Church. On March 19, 2006, Glen issued a media release stating that his web hosting provider, YouTube, had removed videos of Tom Cruise which formed part of the site. The release suggested that YouTube had taken this action under external pressure from Cruise or Viacom.

Responding to a query by Wikinews reporters, YouTube stated “We have not received a DMCA notification letter from Viacom.” The Church of Scientology was offered the opportunity to respond to the claims made by Stollery during the interview. No reply was received.

This exclusive interview deals with these issues and others relating to the website. It was conducted with Glen via email between March 21 and April 3, 2006.

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What Is Document Management And Why Does Your Business Need It?

Author: U5M4mh Posted under: Online Casting

byAlma Abell

Proper data collection and organization can give any company strength and competitive advantage. Are you doing enough to make sure that vital information is categorized and stored properly? If your answer is no, you are certainly in need of professional document management services.

What is Document Management?

Document management helps you organize vital data and records your business has about inventory, products and pricing, vendors, financial information, marketing, and customer relationships.

Very often, computerized document management systems will be used to get all of the files in perfect order and create a centralized and easy to use database. Easy and convenient access to data has become one of the essentials for competitive advantage in nearly every industry. This is why numerous businesses are already looking for specialized document management services.

Benefits of Document Management for Your Business

Why should you pay for such services if you can simply store files and folders on your own? Relying on a centralized solution, having someone organize the data for you, and ensuring easy access to essential information will enable you to benefit from a vast range of crucial advantages.

The introduction of electronic document management will give you access to essential information anywhere, anytime. Once they are categorized properly and stored digitally, all of your essential files will be easy to review, either from the office or from your home.

Document management services enhance the security of sensitive files and customer information. You will no longer have to store important files in locked cabinets or wonder about the possibility of someone gaining access to your computer. Documents can easily be encrypted by professionals that specialize in data management, which will significantly decrease the risk of unauthorized access.

If you opt for professional data management, you will also have the information backed up. The extra copies can come in handy during an emergency, a technical breakdown, or any other situation that could potentially destroy the original files. This is one of the most important benefits of digitalization. Once you choose the right professionals for the job, you will rest assured that important corporate data will never be lost.

Finally, professional data management has become a really affordable service. Outsourcing the process will free you from having to hire data management professionals. The cost of the package will depend on your particular needs and the documentation volume. Thus, your business gets flexibility, regardless of its size and industry.

Companies spend a lot of money on document creation, mailing, filing, and storage. The situation can change significantly through the introduction of electronic data management. Many professionals already specialize in such services. To find out more, visit www.consystentinfo.com.

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